In the world of insurance advising, clarity, customization, and control are everything. Yet many advisors still rely on external or third-party tools to generate insurance need analysis reports for their clients. While these tools can be quick and convenient, they come with serious limitations — limited branding, no data retention, and little control over the user experience.
That’s why we built Simahi CRM’s custom Insurance Need Analysis Calculator — a powerful tool that integrates directly into your client management workflow and empowers agents to analyze, save, download, and share insurance need reports with ease. In this article, we’ll explore why having your own calculator is a smarter, scalable solution.
It’s a step-by-step tool that helps you determine how much life insurance coverage a client truly needs. The analysis typically considers:
The result? A clear picture of the insurance gap — which can be used to recommend suitable products, justify coverage amounts, and support informed decisions.
| Limitation | Impact on Your Business |
|---|---|
| No branding | Clients don’t see your name or logo |
| No storage | Can’t access or reference old calculations |
| No data connection | Doesn’t sync with your CRM, contacts, or policies |
| One-off use | Can’t build a pipeline from the reports you generate |
| No PDF/email/export | Limited post-calculation usability |
These generic tools serve the immediate need but fail to add long-term value for your business.
Simahi CRM's custom-built calculator solves these problems by giving you full control over the process. Here’s how:
Each step helps you gather relevant data — from personal details to future income needs — in an intuitive, user-friendly layout.
Instantly generate a clean, branded PDF report. Share it with your client or attach it with a proposal. All from the same screen.
After calculating the need, agents can view best-fit insurance plans pulled from Simahi’s quote engine — based on product group and customer profile.
Need to update after new income or assets? No problem. Need to show how a recommendation was justified? It’s in the record.
This isn’t just another tool — it’s a seamless part of your quote-to-policy workflow.
Simahi CRM is built for Canadian life insurance professionals. The calculator reflects realistic assumptions (like Canadian tax, education, and lifestyle costs) and supports custom ROI factors and income replacement percentages. And yes — it supports both individual and family scenarios.
Your insurance need analysis tool should do more than crunch numbers — it should support your client relationships and your business growth.
Want to see it in action? Book a demo or start your 1-month free trial. After that, it’s just $49/month — no contracts, no limits.
Simahi CRM — The smarter way to manage, advise, and grow.